Two African countries lead their developed-world counterparts in the adoption of mobile phones for the purchasing of digital and, increasingly, physical goods....
The sole reason 82% of Americans use their phones to go to a utility provider's website is to make a payment. If only that were true for e-commerce websites......
It may not be as glamorous as Square, nor as well-funded as Google Wallet, but the lowly direct carrier billing approach to mobile payments beats them both....