Something big is happening in the world of retail: our mobile phones are taking it over. And it's not just that we are using them to pay for things -- no, the biggest transformation is in our access to information....
Credit card fraud losses are much higher in France than in the US, even though the French were one of the earliest adopters of the safer smart-card technology....
Whereas in 2008 practically no one had access to mobile financial services in Tanzania, by September 2013 90% of the country's adult population did....
