Merchant Account Resources

Merchant Account Resources


Merchant account is the generic term used to describe the service used by businesses and non-profit organizations to accept credit and debit cards for payment.


Use the resources on this page to learn how a merchant account functions in various environments, what its components are, how to manage it and how to select the right provider.


Merchant Account Basics


Dedicated Merchant Accounts vs. Third-Party Payment ServicesDedicated Merchant Accounts vs. Third-Party Payment Services


Merchant Account Qualifications and RequirementsMerchant Account Qualifications and Requirements


U.S.-Based Merchant Account RestrictionsU.S.-Based Merchant Account Restrictions


Merchant Account Application ProcessMerchant Account Application Process


US-Based Merchant Accounts for Foreign OrganizationsUS-Based Merchant Accounts for Foreign Organizations


Requirements for Merchant Account ProvidersRequirements for Merchant Account Providers


How Payment Gateways Work and Integrate with E-Commerce Merchant AccountsHow Payment Gateways Work and Integrate with E-Commerce Merchant Accounts


How does an E-Commerce Merchant Account WorkHow does an E-Commerce Merchant Account Work


How Processors Manage Merchant Accounts with High Levels of FraudHow Processors Manage Merchant Accounts with High Levels of Fraud


Merchant Account ReserveMerchant Account Reserve


Limits on Merchant Account Credit Card Processing VolumesLimits on Merchant Account Credit Card Processing Volumes


3 Reasons Why You Can Have Your Merchant Account Suspended3 Reasons Why You Can Have Your Merchant Account Suspended


6 Reasons Why Visa Can Terminate Your Merchant Agreement6 Reasons Why Visa Can Terminate Your Merchant Agreement


Merchant Account Pricing


Interchange FeesInterchange Fees


Interchange Plus Pricing vs. Tiered PricingInterchange Plus Pricing vs. Tiered Pricing


Qualified, Mid-Qualified and Non-Qualified Credit Card TransactionsQualified, Mid-Qualified and Non-Qualified Credit Card Transactions


What would be Reasonable Credit Card Processing Rates for Store-Front Merchants?What would be Reasonable Credit Card Processing Rates for Store-Front Merchants?


Merchant Account Guides


How to Select a Processing Bank for your E-Commerce BusinessHow to Select a Processing Bank for your E-Commerce Business


How Accepting Credit Cards Issued by Foreign Banks is Different and should You be Settling in Foreign CurrenciesHow Accepting Credit Cards Issued by Foreign Banks is Different and should You be Settling in Foreign Currencies


How Credit History Influences Merchant Account ApplicationsHow Credit History Influences Merchant Account Applications


How to Protect E-Commerce Merchant Accounts from IntrusionHow to Protect E-Commerce Merchant Accounts from Intrusion


How to Select a Merchant Account ProviderHow to Select a Merchant Account Provider


Image credit: Flagmagazin.hu.

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