The U.S. credit card delinquency rate in Q2 2012 fell to 0.63%; Americans are getting more new credit card accounts, but keep outstanding balances low....
Auto insurance coverage built into most credit cards and the driver's own personal policy are sufficient to protect us against losses from car rental accidents....
E-commerce fraud tends to spike following adoption of chip-based cards, because fewer fake cards are produced and used in face-to-face transactions....