Square's Whole Foods deal shows that in the course of just three years the low-risk end of the credit card processing industry has changed beyond recognition....
The US can't be blamed for European ineptitude: there are simple things EU banks should be doing to minimize cross-border credit card fraud, but are not doing....
Square is generating a huge amount of negative customer reviews. But why should the processor care: its investors are happy and merchants are still signing up....
Dwolla is offering a line of credit on unknown terms, which we can only use inside the company's small network of merchants and we get no benefits for doing so....