Category: Credit Card Processing Blog

Staying out of the traditional financial system is as much a matter of choice and lack of financial education, as it is about being shut out of it....

The Month in Numbers tells us that Americans are giving paying down auto loans a precedence over credit card and mortgage payments....

Americans gave clear preference in 2011 on remaining current on their auto loans, rather than on their credit cards and mortgages....

The U.S. charge-off rate fell to 4.97% in February, the lowest level in 4 years; the credit card delinquency rate dropped to 2.86% -- the lowest ever....

Rather than trying to push issuers out of Twitter and Facebook, we should be teaching youngsters how to take advantage of what they have to offer....