Americans write fewer checks and use cash less frequently than they used to, whereas the use of all types of e-payments, especially debit cards, is on the rise....
The Durbin Amendment benefited the largest merchants and smaller banks, but consumers, especially the big-bank customers, will suffer through its consequences....
The distribution of Americans who charge $700 or more per month on their credit cards is also an accurate representation of the country's political landscape....
Despite the highly-publicized arrival of various new forms of P2P payments in the U.S. over the past decade and a half, paper checks still dominate the niche....