Mainstream payment processors sometimes underwrite high-risk merchant accounts, but usually terminate them within the first six months of operation....
There are very good reasons why high-risk merchant accounts are difficult to get, but there are processors that operate precisely in that range of the spectrum....
Staying out of the traditional financial system is much more a matter of choice and lack of financial education, than it is about being shut out of it....
Whether or not offshore merchant accounts can favorably compare to domestic ones, the fact is that for many businesses they represent the only available option....