Visa uses three different codes to designate chargebacks resulting from cancellations and returns: 41, 53 and 85. Here is how to manage each one of them....
Britain's overindebted population is spread disproportionately across the country, with a skew towards the cities of the north of England and Northern Ireland....
The sole reason 82% of Americans use their phones to go to a utility provider's website is to make a payment. If only that were true for e-commerce websites......