Paper checks are fading out as a mainstream payment method and credit card use is flat; non-credit types of cards are quickly gaining ground on both....
You may not like it when you have to accept returns and issue refunds or exchanges, but you will need to get over it quickly and do it the right way....
The Fed's cap on debit interchange fees exempts prepaid cards, with a catch for large issuers; that's great news for consumers with low credit scores....
While issuers charged-off huge amounts in the first 2 years after the meltdown, consumers are now repaying credit card balances at record-high levels....