U.S. Credit Card Delinquencies Up, but still Near Record Lows
The U.S. credit card delinquency rate in Q3 2011 rose to 0.71%, but is still 14.45% lower than the Q3 2010 level; credit card debt is also down....
Author: UniBul
Debit Card Fees May Be Gone, but Overall Banking Costs Go Up
Debit card fees may be gone, but new bank fees are now popping up all over the place and existing ones are being ramped up....
Why Your Business Presents a Credit Card Processing Risk
From a processor's point of view, a merchant account is a line of credit, extended for the amount of the approved annual bank card processing volume....
How to Manage Chargeback Reason Code 77
Chargeback Reason Code 77 is issued when a transaction wasn't authorized and was processed using an account number that isn't on file with the issuer....
15 Gift Card Features Everyone Should Know
Gift cards are prepaid card that cannot be reloaded after the initially added funds are used up; they can be used anywhere their brand is accepted....