High-volume businesses should set-up multiple merchant accounts, so as to spread the risk. Smaller merchants should focus on growing their business instead....
If your domestic accounts only last for a few months, and your funds get held for several months following each termination, offshore is where you should go....
Online tech support merchants fall squarely into high-risk territory, but as long as they are focused on meeting the right challenges, they'll be in good shape....
When you get a high-risk merchant account proposal, but haven't quite got the terms you hoped for, consider it before responding, but don't reject it outright....
Very high-risk merchant accounts are hard to obtain, but the objective is well within reach for the well-qualified, so long as they follow my suggestions....