A more difficult access to credit makes it harder for young borrowers to build their credit files, postponing the day when they become eligible for a mortgage....
Using a credit card like a debit card - only using it when you have enough funds to fully pay off the sales amount - will help improve credit score over time....
Self-proclaimed "new-age" payment processors are employing some of the worst practices, and charging some of the highest fees, the industry is known for....
Issuers are clamoring to pay you hundreds of dollars to get you to sign up for a card with zero interest for 18 or 21 months. And I see no reason not to do it....
AmEx is ranked highest for customer satisfaction for the 7th year in a row; Discover is close second and Visa and MasterCard issuers are lagging far behind....