The CARD Act has reduced the fees we pay for debt suspension, balance transfers, cash advances, returned payments and other transactions by $3.5 billion a year....
The total cost of credit cards has declined by almost 2% between 2008, the last full year before the CARD Act's gradual implementation began, and 2012....
Americans kept paying down credit card debt in August, even as they continued to take out more auto and, especially, student loans, the latest Fed data tell us....
A shutdown of your merchant account is a big deal and can take a long time to recover from it, but if you follow these suggestions, you can succeed....