Resolving American Express Cardholder Disputes
If an American Express cardholder disputes a transaction, the merchant is asked to either issue a credit or prove that the charge is legitimate....
Author: UniBul
U.S. Credit Card Balances, Late Payments Continue to Fall
Americans have reduced their revolving credit lines, comprised mostly of credit card balances, by 6.3% in July from June, a decrease of $4.4 billion....
6 Reasons Why Visa Can Terminate Your Merchant Agreement
Visa can permanently ban a merchant or one of its principals, from accepting Visa or Visa Electron card payments for a number of reasons....
Visa’s Account Data Recovery Process
The Account Data Compromise Recovery (ADCR) process enables issuers to recover card account data that have been linked to counterfeit fraud....
Discover Chargeback Reason Codes
If a merchant does not resolve a cardholder complaint about a billing error or the quality of products or services, Discover may issue a chargeback....