Author: UniBul

The overall volume of US consumer credit card debt in April fell by 1.4%, or $1B, bringing the total to $790.1B, the lowest level since August 2004....

The top 3 e-commerce risk categories are fraud, data breach and customer disputes and chargebacks; each one needs to be addressed separately....

AVS allows merchants processing card-not-present transactions to verify customers' billing addresses by matching them to what the issuer has on file....

The mag-stripe technology has been around since the 1970s and is now causing rising rates of card skimming and counterfeiting, mostly in the US....

When choosing a processor you need to look beyond the transaction rates and evaluate its ability to manage disputes, chargebacks, risk and fraud....