Author: UniBul
Americans gave clear preference in 2011 on remaining current on their auto loans, rather than on their credit cards and mortgages....
The U.S. charge-off rate fell to 4.97% in February, the lowest level in 4 years; the credit card delinquency rate dropped to 2.86% -- the lowest ever....
Rather than trying to push issuers out of Twitter and Facebook, we should be teaching youngsters how to take advantage of what they have to offer....
There are issuers out there who are luring customers with $1,000 sign-up bonuses and there is really no good reason to turn down such an offer....
American Express' prepaid card gives users with a good track record a chance to upgrade to a credit card, even if their credit scores are sub-par....
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