Magnetic Stripes, EMV Chips and Credit Card Fraud
Over time, countries that adopt the EMV (chip-and-PIN) payment card technology invariably experience lower losses from domestic credit card fraud....
Author: UniBul
Liquidity, Savings Rate and Student Loans
Since 2008, the share of American families having $50,000 or more in liquid assets has increased. No other group has shown an improvement....
Retailers Pay Higher Fees for PIN Debit Transactions
Retailers are paying higher fees for accepting PIN debit transactions, but their overall interchange burden has decreased significantly....
M-Pesa at 5: A Huge Success, but Has Its Limitations
M-Pesa's mobile payment service has been a huge success in Africa, but there is no demand for this type of a platform in a developed country....
Mobile Wallets, Credit Cards and Fraud Liability
Existing credit card fraud liability laws would still apply in the mobile environment, but lending through direct billing will need new regulation....