All valid Visa credit and debit cards display a set of unique security features that every merchant should be familiar with.
Every time you accept a Visa card for payment and while waiting for the issuer’s response to your authorization request, you should examine these features to ensure that they have not been altered or tampered with in any way.
Remember that an authorization approval does not protect you against fraud and it is your responsibility to verify the validity of the transaction.
Today I will review the Visa card number format, the brand’s card identification features and will offer tips on how to verify their validity.
You will also learn how to validate Visa card numbers, how to properly accept card payments in both face-to-face and card-not-present settings and how to identify suspicious customer behavior.
So, let’s get started.