Credit Unions and Debit Interchange, New Year’s Edition
Credit unions and community banks have been unaffected by the debit interchange cap. Until they can prove otherwise - with hard data - they should stop whining....
The Double Standard of Debit Interchange Fees
Everywhere the FTC has looked, it has seen that small banks and credit unions have not suffered any adverse effects from the Durbin Amendment....
Mobile Banking Use in U.S. Soars, Still Far Behind South Korea, India
Asian countries occupy the top five spots in the mobile banking penetration chart, with the US coming in at seventh place among the fourteen examined countries....
Things Putting a Million Dollars on a Credit Card Can Do for You
Using credit cards can make you money, despite villainous card issuer schemes to ensnare cardholders into debt traps through sneaky interest rates or otherwise....
M-Pesa, User-Friendliness and Mobile Wallets
M-Pesa has been one of the greatest mobile payments success stories and perhaps it can teach U.S. mobile wallet providers how to be user-friendly....