The payment card authorization process enables the card issuer to approve or decline a transaction. In most cases, authorization requests are processed electronically in the matter of seconds. However, as a protection against fraud, the card issuer may from time to...
Each Visa credit and debit card has a set of unique design features and security elements developed to help merchants verify the card's validity. By knowing what to look for in a legitimate Visa payment card, your sales staff can avoid...
American Express continually evaluates merchants to ensure compliance with their policies and procedures, in addition to assessing any potential risk to their business. Prohibited Merchants Some merchants are not eligible (or may become ineligible) to accept AmEx cards. American Express may...
You work hard to protect the interests of your business and cardholder. Unfortunately, fraudulent card use can undermine your best efforts and millions of dollars are lost each year because of such fraud. American Express offers a full suite of tools...
The payment card industry devotes significant amounts of time and resources to developing authorization systems and decision models in an effort to mitigate the financial losses. Every transaction begins and ends with the cardholder. Between the time the cardholder presents the...
