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Americans Pay down Credit Card Debt, Student Debt Keeps Rising

By UniBul May 9, 2013 Credit Card Processing Blog 0 Comments
Overall Consumer Credit up 3.4%
Americans paid down some credit card debt in March, but kept taking out more student and auto loans, the latest Federal Reserve data show....
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Why You Can’t Get a High-Risk Merchant Account and What to Do about It

By UniBul May 8, 2013 Credit Card Processing Blog 1 Comment
Why You Can't Get a High-Risk Merchant Account and What to Do about It
There are very good reasons why high-risk merchant accounts are difficult to get, but there are processors that operate precisely in that range of the spectrum....
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Being Unbanked Is a Choice, but the Alternatives Are Getting Better

By UniBul May 7, 2013 Credit Card Processing Blog 0 Comments
Being Unbanked Is a Choice, but the Alternatives Are Getting Better
Staying out of the traditional financial system is much more a matter of choice and lack of financial education, than it is about being shut out of it....
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U.S.-Based vs. Offshore Merchant Account

By UniBul May 6, 2013 Credit Card Processing Blog 0 Comments
A Divided World
Whether or not offshore merchant accounts can favorably compare to domestic ones, the fact is that for many businesses they represent the only available option....
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Why Don’t Merchants Offer Discounts on Cash and Debit Card Payments?

By UniBul May 3, 2013 Credit Card Processing Blog 2 Comments
Why Don't Merchants Offer Discounts on Cash and Debit Card Payments?
Applying surcharges to credit card transactions alienates credit card users, but cash or debit card discounts are too costly for merchants to make sense....
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