Would you prefer a pricing plan that is simple or one that saves you money? If you chose the latter, you should go with an interchange-plus pricing structure....
A more difficult access to credit makes it harder for young borrowers to build their credit files, postponing the day when they become eligible for a mortgage....
Using a credit card like a debit card - only using it when you have enough funds to fully pay off the sales amount - will help improve credit score over time....
Self-proclaimed "new-age" payment processors are employing some of the worst practices, and charging some of the highest fees, the industry is known for....
Issuers are clamoring to pay you hundreds of dollars to get you to sign up for a card with zero interest for 18 or 21 months. And I see no reason not to do it....