What to Do When Chargeback Rights Do Not Apply
Even if a violation is not covered by a specific Visa or MasterCard chargeback code, you can still get the related transaction charged back to you....
Category: Credit Card Processing Blog
Credit or Debit: What’s the Difference?
When using a credit card, you are spending money that is lent to you by the card issuer; when using a debit card, you are spending your own money....
Cupcakes, Credit Card Processing and Square
A story about a sleepy Midwestern town, cupcakes (fantastic ones at that), the biggest US payment processor, credit card fees and, of course, Square....
U.S. Credit Card Delinquencies Keep Falling, Charge-offs Up
Americans continued making their credit card payments on time in July, but the aggregate U.S. charge-off rate was slightly up....
Card Issuers’ Debit Fee Tests Prove Consumers Will Pay for Interchange Cap
Banks are testing various fees, looking for ways to make up for a $7B shortfall in revenue, a result of the Fed's decision to cap interchange fees....