Category: Credit Card Processing Blog

It takes seconds to authenticate cardholders and there is no excuse for not doing it. The alternative is equivalent to accommodating fraud....

I refuse to be scared into ditching my credit cards and opt for cash instead. I choose to keep using them and be rewarded for it....

Reason Code 85 chargebacks result when a cardholder returned merchandise or cancelled services, but the merchant did not issue a credit....

Sub-prime credit card issuance is increasing at a much faster rate than non-sub-prime issuance, pushing up the average national APR in the process....

Citibank has launched a Facebook app that allows its customers to pool their credit card rewards to be used in a shared project....