Late Payments on Credit Cards Hit an All-Time Low in the U.S.
The U.S. credit card delinquency rate reached a new all-time low of 2.91% in December; the aggregate charge-off rate fell by 0.34% to 5.04%....
Category: Credit Card Processing Blog
How to Manage Chargeback Reason Code 96
Card issuers initiate chargeback Reason Code 96 when they receive a transaction that exceeds the maximum allowed amount at a self-operated terminal....
Prepaid vs. Debit: Which One Is Better?
Prepaid is the best card only if no other option is available. Debit cards are a better alternative for consumers who can open a checking account....
Card.io vs. Jack Dorsey’s Square: Scan It or Swipe It
Card.io's success, or lack thereof, will be decided by how favorably its credit card acceptance service compares to Square's, as perceived by users....
The Zappos Data Breach 10 Days On: The Lessons Continue
Zappos' response to the data breach crisis has been exceptional, but the real good news is that Zappos customers have suffered no lasting damage....